What would a native speaker of English say to politely decline an offer?

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Aug 25, 2011 22:27
Hi lads,

When clerks, shop assistants or waitresses offer me something, like "Would you like a bag?" or "Would you like desserts? Coffee or tea?", what would be the most natural denial reply to those? What would a native sparker of English say to politely decline those offers?

I often say 'I'm OK, thanks' or 'I'm fine, cheers.' However, I still don't know whether they're natural or not and every time I say those I feel a little awkward. If you could give me a couple of natural phrases, it would be quite useful.